Current CD Rate
0.45% - 0.55%

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Share Accounts:
Routt FCU savings accounts are a convenient method of keeping
a cash reserve while enjoying a safe return on your money.

  • $10.00 minimum balance to open and maintain
  • Earns dividends (with a minimum $500 balance)
  • Payroll deduction deposits
  • Cash or check deposits
  • Insured up to $250,000.00/member

Christmas and Vacation Club Accounts:
Our club accounts are a great way to save money for the holidays, taxes and vacations.

  • No minimum balance of deposit
  • Account can be opened any time of the year (Christmas Club 12/1-11/1, Vacation Club 5/1-4/1)
  • Earns higher dividends than the regular share account
  • Payroll deduction deposits
  • Cash or check deposits
  • Funds are transferred to the regular share account November 1 for Christmas Club and April 1 for Vacation Club
  • Insured up to $250,000.00/member

Certificates of Deposit:
A nice way to diversify your investments with our best rates offered.

  • Minimum $1,000.00
  • 12-month term
  • Earns higher dividends than other share products
  • Insured up to $250,000.00/member

Please refer to our rate and fee schedules for more details.

Routt Federal Credit Union provides a wide range of consumer loans
at competitive rates to qualified members.

  • No application fee
  • One-time credit report fee
  • Terms up to 6 years

Auto loans: New auto loans are limited to the list price plus taxes and registration. Used autos are limited to the NADA retail value.

Recreational Vehicle loans: We loan 100% of the dealer sheet on new vehicles and NADA loan value on used vehicles.

Share Secured loans: RSFCU shares or share certificates may be used to secure a loan.

Signature loans: An unsecured loan of up to 1.5 times the memberís gross monthly income with a maximum of $7500/member.

Applications: A loan application can be obtained by contacting our office either by phone or in person. A completed application can be mailed, faxed, e-mailed or dropped off at our office.

Please refer to our rate and fee schedules for more details.

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Your Routt FCU savings accounts are insured for at least up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).